Guaranteed & Predictable Returns
Recurring Deposits offer fixed returns, ensuring financial certainty at maturity.
What is a Recurring
Deposit Scheme?
A Recurring Deposit Scheme is a monthly investment plan where you invest a fixed amount regularly for a predefined period. Unlike lump-sum investments, an RD helps inculcate a saving habit by allowing affordable monthly contributions.
At the end of the tenure, the depositor receives a maturity amount that includes the total invested amount along with interest earnings.
Why Choose Our Recurring
Deposit Scheme?
Our RD scheme is carefully structured to meet the needs of both small and long-term investors.
Key Highlights:
- Fixed monthly savings with assured returns
- Flexible deposit amounts starting from ₹500 per month
- Multiple tenure options (4 Years & 5 Years)
- Safe investment with no market exposure
- Loan and nomination facility available
- Suitable for all income groups
Recurring Deposit Plans &
Maturity Benefits
Recurring Deposit Scheme -
( 4 Years (48 Months)
)
| Monthly Deposit | Total Investment | Maturity Amount |
|---|---|---|
| ₹500 | ₹24,000 | ₹31,774 |
| ₹1,000 | ₹48,000 | ₹63,548 |
| ₹2,000 | ₹96,000 | ₹1,27,095 |
| ₹5,000 | ₹2,40,000 | ₹3,17,737 |
| ₹10,000 | ₹4,80,000 | ₹6,35,473 |
Recurring Deposit Scheme -
(5 Years (60 Months)
)
| Monthly Deposit | Total Investment | Maturity Amount |
|---|---|---|
| ₹500 | ₹30,000 | ₹42,698 |
| ₹1,000 | ₹60,000 | ₹85,3958 |
| ₹2,000 | ₹1,20,000 | ₹1,70,790 |
| ₹5,000 | ₹3,00,000 | ₹4,26,975 |
| ₹10,000 | ₹6,00,000 | ₹8,53,950 |
Who Should Invest in
a Recurring Deposit?
A Recurring Deposit Scheme is suitable for a wide range of individuals:
- Salaried employees looking for disciplined savings
- Small business owners planning steady investments
- Parents saving for children’s education or marriage
- First-time investors seeking safe returns
- Individuals building an emergency fund
- Retired individuals preferring guaranteed income growth
Benefits of Investing in a
Recurring Deposit
Affordable Monthly Contributions
Start investing with a small amount and increase savings without financial burden.
Encourages Saving Discipline
Monthly deposits help develop a long-term saving habit.
No Market Risk
RDs are not affected by stock market volatility, making them ideal for risk-averse investors.
Loan Facility
Loan support is available against the RD amount, subject to applicable terms.
Nomination Facility
Nominate a family member to ensure financial security for loved ones.
Recurring Deposit vs Other
Investment
Options
| Feature | Recurring Deposit | Savings Account | Fixed Deposit |
|---|---|---|---|
| Investment Type | Monthly | Flexible | Lump sum |
| Lump sum | Higher | Low | Moderate |
| Risk | Very Low | Very Low | Very Low |
| Discipline | High | Low | Medium |
| Ideal For | Regular savers | Daily use | One-time investment |
Why Our RD Scheme is a Smart Choice
Our Recurring Deposit Scheme is designed to offer security, transparency, and long-term value. Unlike high-risk investments, our RD ensures stable growth with peace of mind.
With competitive maturity benefits and flexible deposit options, it is an ideal savings tool for individuals at every stage of life.
Documents Required to Open
an RD Account
Identity proof
Address proof
Passport-size photographs
KYC documents as applicable
Start Your Recurring Deposit Today
A Recurring Deposit is a simple yet powerful way to secure your future with disciplined savings and guaranteed returns. Choose a plan that fits your budget and financial goals and start investing today.
Frequently Asked Questions (FAQs)
-
Q. What is the minimum deposit amount?The minimum monthly deposit starts from ₹500, with higher amounts allowed in multiples.
-
Q. Is the recurring deposit scheme safe?Yes, the RD scheme offers assured returns and is not linked to market fluctuations.
-
Q. Can I close my RD before maturity?Premature closure is allowed as per applicable scheme terms.
-
Q. Is loan facility available?Yes, loan facility is available against the recurring deposit
-
Q. Can I nominate someone for my RD account?Yes, nomination facility is available.